So you have finally got fed up of hitting F5 everytime you create / delete / rename / move a file.  Unfortunatly thereis no fix.

You can open an unpriv cmd and a priv cmd and end task explorer.exe

Now run explorer.exe /separate in both priv and un priv cmd windows. This will then allow you to create folders and delete folder and it will automatically refresh.. but there will be no start menu or clock. This is the only way.

From what i can see is that the explorer that runs the start menu and disables the refresh comands of the serate explorer windows.